Last updated: January 1, 2025
By creating an account, you agree to these Terms. If you do not agree, do not use our services.
You must be at least 18 years old, a legal resident of a supported country, and provide accurate identity information to use Wealth Banking.
You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account.
Wealth Banking is for personal and small business banking only. You may not use our services for illegal transactions, money laundering, or terrorist financing.
Daily and monthly transaction limits apply. Limits vary by verification level and may change with notice.
We charge no monthly account fees. Fees for specific services (international wire transfers, expedited processing) are listed in our Fee Schedule.
We may suspend or close accounts for violations of these Terms, suspicious activity, or at our discretion with 30 days notice unless fraud is suspected.
Disputes shall be resolved through binding arbitration under AAA rules, individually and not as part of any class action.
These Terms are governed by the laws of the State of New Jersey, USA.